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News: Long-Term-Care Insurance: Who Needs It?

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Geneva Hunter, 66, is among those without protection. She is well aware of how helpful it would be to have such insurance. She gets schooled on that point each day: Her 89-year-old mother, Ida Christian, who has Alzheimer’s disease, lives with her.

“I do not have [the insurance] because at the time it was offered [through my company], I could not afford it and take care of my mother at the same time,” said Hunter, a member of one of three families being profiled by NPR in a series called Family Matters: The Money Squeeze.

“I think it was close to $400 a month,” Hunter said. “That’s a lot of money when you are caring for somebody else.”

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